Merchant Account Group UML

Encapsulates deposit information and stores all of the fields necessary for the remittance process to run. Depending on the configuration level of the merchant, each merchant or merchant account will have corresponding Merchant Account Group object for storing its information.

Code of the store account.

Code of the charge for account store.

Represents type of account usage selected for the merchant account group.

Defines a list of the months that should be available for annual fee setting for merchants under a particular portfolio.

Shows the current balance of a merchant/merchant account. If the value is positive, 3rd party processor owes money to the merchant. If the value is negative, merchant owes money to a 3rd party processor.

Full name of the account holder, where remittance deposits are directed.

Full name of the holder of the account from which merchant fees are deducted.

Masked account number (last four digits) of the bank account associated with the merchant account group.

Masked account number (last four digits) of the bank account associated with the merchant account group.

Represents the selected (or current) type of bank account.

Name of the bank which holds the account where remittance deposits are directed.

Name of the bank which holds the account from which merchant fees are deducted.

Phone of the bank which holds the account where remittance deposits are directed.

Phone of the bank which holds the account from which merchant fees are deducted.

Masked routing number (last four digits) of the bank account associated with the merchant account group.

Masked routing number (last four digits) of the bank account associated with the merchant account group.

Amount of money available in the reserve after the last remittance happened. See Reserves definition for additional information.

Minimum amount of money that must be held in reserve at all times. See Reserves definition for additional information.

Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.

Percentage of total transaction volume that should be retained as reserve. Using this rate and the Chargeback Reserve Period the requested amount of chargeback reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.

Amount of money that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.

Shows the amount of money owed for convenience fee.

Reference to the entity that represents information about funds distribution schema.

Current outstanding balance for merchant fee.

Reference to the entity that represents fee schema.

Code of the used fee template.

Represents the type of current (or selected) approach used to withhold fees from a merchant.

Identifier of the object used for references; auto-incremented integer value.

Indicates whether chargeback reserve is enabled. If not enabled, money will not be withheld in the reserve.

Controls whether remittance source is ignored or not. If enabled, a single bank account will be used for all types of remittances and they will not be split based on the remittance source. See Remittance Source definition for additional information.

Indicates whether merchant statement archiving process is happening. Copies of statements are archived here: 126.

Indicates whether the content of the Merchant Statements List report is exported to the merchant’s FTP via the data export mechanism.

Indicates whether refund reserve is enabled. If not enabled, limited refunds are allowed.

Indicates whether remittance process is enabled. When set to true, the balance of all of the newly generated remittance statements is not sent to the merchant, but transferred under the merchant's balance.

Indicates whether return reserve is enabled. If not enabled, money will not be withheld in the reserve.

Date when the last reseller statement was sent to the merchant. See Statements definition for additional information.

Date when the last deposit statement was generated for this merchant. See Statements definition for additional information.

The date when the merchant statement statistics was updated the last time.

Date when the last physical ACH transaction (deposit) was sent to the merchant. See Statements definition for additional information.

Date when the last reconciliation statement was sent to the merchant. See Statements definition for additional information.

Maximum allowed amount of the merchant statement.

Shows the maximum amount of money that can be withheld for a single remittance to be placed in the reserve adjustments.

Maximum amount of money that can be withheld in favor of reserves within a single remittance.

Code of Merchant Account to which instance of this object is attributed to.
Depending on the context, Merchant Account Code field may contain either Merchant Code or Merchant Account Code.
The field is primarily used for data partitioning and data management, to make it easy to determine the ownership of a record within the database.

Reference to the entity that represents merchant cycle.

Reference to the entity that represents various information about merchant's fee.

Minimum amount of the merchant statement.

Shows the minimum amount of funds that must be reached in order for the remittance process to occur.

Name of the merchant account group (company or person).

Shows the amount of money owed to the merchant excluding reserves.

Portfolio that this group belongs to.

Date when the reseller statement before the last one was sent to the merchant. See Statements definition for additional information.

Date when the deposit statement before the last one was generated for this merchant. See Statements definition for additional information.

Date when the physical ACH transaction (deposit) before the last one was sent to the merchant. See Statements definition for additional information.

Date when the reconciliation statement before the last one was sent to the merchant. See Statements definition for additional information.

Reference to the entity that represents provider profile log information.

Returns balance of the returns reattempt.

The date when recurrent fees for a merchant begin to accrue.

Amount of the reserve that the system managed to collect at the time of the last remittance. See Reserves definition for additional information.

Amount of money, against which refunds can be made. See Reserves definition for additional information.

Amount of the reserve that the system needs to maintain. See Reserves definition for additional information.

Code of currency used for remittance.
Default value: USD.

Any additional information about remittance hold.

Code of the remittance hold user.

List of email addresses of people that will receive a PDF copy of remittance statement once it is generated.

Start date of the remittance.

Amount of money for ACH returns available in the reserve after the last remittance happened. See Reserves definition for additional information.

Minimum amount of money for ACH returns that must be held in reserve at all times. See Reserves definition for additional information.

Time period in days, used to determine the requested amount of the reserve. See Reserves definition for additional information.

Percentage of total transaction volume that should be retained as reserve for ACH returns. Using this rate and the Return Reserve Period the requested amount of return reserve is dynamically calculated and adjusted on each remittance. See Reserves definition for additional information.

Amount of money for ACH returns that must be maintained as chargebacks reserve. Requested amount gets dynamically adjusted as time progresses and processing volume changes. The requested amount should never drop below the minimum amount. See Reserves definition for additional information.

Current balance of any returned withdrawals

Enumerates possible values of statement emailing policy for the merchant account group.

Enumeration of possible values of statement policy for the merchant account group.

Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.

Value, issued by the internal tokenization system that replaces actual bank account and routing number. Using that value system can obtain the real bank account number and routing number to process.