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Vantiv Tandem  (batch) Response Codes:



Transaction Responses   
Code Type Message CSI Pay Code
85 Good No reason to decline (account verification) A01
AA Good Approval A01
AV Good Approval, VIP A01
87 Good Approve purchase amount, not cash back amount A01
00 Good Approved A01
AP Good Amex Express Rewards Approval A01
NX Good Acknowledgment of refund request A02
10 Good Partial approval A05
AB Good Partially Approved A05
02 Soft Refer to card issuer, special condition D01
05 Soft Do not honor D01
08 Soft Honor with identification D01
ND Soft Decline D01
01 Soft Refer to card issuer D01
NS Soft Decline, Special D01
80 Hard Invalid date D02
73 Soft Over Max Balance (Gift Card) D03
51 Soft Insufficient funds D03
F1 Hard Decline, pick up card (fraud) D04
07 Hard Pick up card, special condition D04
NC Hard Decline, pick up card D04
04 Hard Pick up card D04
14 Hard Invalid account number D05
78 Hard Invalid account D05
39 Hard No Credit Account D06
53 Hard No savings account D06
15 Hard No such issuer D06
91 Hard Issuer unavailable D06
52 Hard No checking account D06
NP Soft PIN Invalid or Retries Exceeded D07
83 Soft Unable to verify PIN D07
55 Soft Incorrect PIN D07
82 Soft Incorrect CVV D08
63 Soft Security violation (AMEX CID invalid) D08
N7 Soft Decline for CVV2 D08
94 Soft Duplicate transaction detected D09
41 Hard Pick up card (lost) D10
43 Hard Pick up card (stolen card) D11
58 Soft Transaction not allowed at terminal D12
57 Soft Transaction not permitted to cardholder D12
R3 Hard Stop payment order on all instances of all recurring payments – account closed field D13
R0 Hard Stop payment order on a specific recurring payment – one time D13
R1 Hard Stop payment order on all instances of a specific recurring payment D13
61 Soft Exceeds withdrawal amount limit D15
65 Soft Activity count limit D15
NE Hard Decline, Expired Card D16
54 Hard Expired card D16
19 Soft Reenter transaction D17
RE Soft Retry, no response received D17
13 Soft Invalid amount D18
75 Soft Allowable number of PIN tries exceeded D21
30 Hard Format error D27
RJ Hard Edit reject, not processed D27
70 Hard Card Already Active (Gift Card) D27
68 Hard Response received late D27
56 Hard Cardholder not on file (Discover) D27
31 Hard Merchant not in file (Discover) D27
12 Hard Invalid transaction D27
71 Hard Card Not Active (Gift Card) D27
96 Hard System malfunction D27
21 Hard Unable to back out transaction D27
69 Hard Bad Close (Gift Card) D27
32 Hard Partial reversal (Mastercard) D27
74 Hard Invalid Activate (Gift Card) D27
72 Hard Cad Already Closed (Gift Card) D27
17 Hard Customer cancelled D27
06 Hard Error D27
62 Soft Restricted card D29
59 Soft Referral (Discover) D30
NR Soft Referral, call bank D30
03 Soft Invalid merchant number D33

AVS Responses   
Code Message CSI Pay Code
Z 5 digit zip matches, address doesn't 00
S SERVICE not supported by issuing bank 40
B Street addresses match, postal codes not verified 40
U UNAVAILABLE, address info. not avail 40
G GLOBAL non-participant 44
X EXACT, address and 9 digit zip match 45
Y YES, address and 5 digit zip match 47
E ERROR, trans. ineligible or edit error 4D
A ADDRESS matches, zip does not match 4D
R RETRY, system unavailable or timed out 4F
W WHOLE ZIP (9 digit zip) matches, address doesn't 4F
D Street addresses and postal codes match 4F
N NO, address and zip do not match 4F
M Street addresses and postal codes match 53
P Postal codes match, street addresses not verified 53
I Address information not verified 53
C Street addresses and postal codes not verified 80

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Vantiv Tandem  (batch) Response Codes:



Transaction Responses   
Code Type Message CSI Pay Code
85 Good No reason to decline (account verification) A01
AA Good Approval A01
AV Good Approval, VIP A01
87 Good Approve purchase amount, not cash back amount A01
00 Good Approved A01
AP Good Amex Express Rewards Approval A01
NX Good Acknowledgment of refund request A02
10 Good Partial approval A05
AB Good Partially Approved A05
02 Soft Refer to card issuer, special condition D01
05 Soft Do not honor D01
08 Soft Honor with identification D01
ND Soft Decline D01
01 Soft Refer to card issuer D01
NS Soft Decline, Special D01
80 Hard Invalid date D02
73 Soft Over Max Balance (Gift Card) D03
51 Soft Insufficient funds D03
F1 Hard Decline, pick up card (fraud) D04
07 Hard Pick up card, special condition D04
NC Hard Decline, pick up card D04
04 Hard Pick up card D04
14 Hard Invalid account number D05
78 Hard Invalid account D05
39 Hard No Credit Account D06
53 Hard No savings account D06
15 Hard No such issuer D06
91 Hard Issuer unavailable D06
52 Hard No checking account D06
NP Soft PIN Invalid or Retries Exceeded D07
83 Soft Unable to verify PIN D07
55 Soft Incorrect PIN D07
82 Soft Incorrect CVV D08
63 Soft Security violation (AMEX CID invalid) D08
N7 Soft Decline for CVV2 D08
94 Soft Duplicate transaction detected D09
41 Hard Pick up card (lost) D10
43 Hard Pick up card (stolen card) D11
58 Soft Transaction not allowed at terminal D12
57 Soft Transaction not permitted to cardholder D12
R3 Hard Stop payment order on all instances of all recurring payments – account closed field D13
R0 Hard Stop payment order on a specific recurring payment – one time D13
R1 Hard Stop payment order on all instances of a specific recurring payment D13
61 Soft Exceeds withdrawal amount limit D15
65 Soft Activity count limit D15
NE Hard Decline, Expired Card D16
54 Hard Expired card D16
19 Soft Reenter transaction D17
RE Soft Retry, no response received D17
13 Soft Invalid amount D18
75 Soft Allowable number of PIN tries exceeded D21
30 Hard Format error D27
RJ Hard Edit reject, not processed D27
70 Hard Card Already Active (Gift Card) D27
68 Hard Response received late D27
56 Hard Cardholder not on file (Discover) D27
31 Hard Merchant not in file (Discover) D27
12 Hard Invalid transaction D27
71 Hard Card Not Active (Gift Card) D27
96 Hard System malfunction D27
21 Hard Unable to back out transaction D27
69 Hard Bad Close (Gift Card) D27
32 Hard Partial reversal (Mastercard) D27
74 Hard Invalid Activate (Gift Card) D27
72 Hard Cad Already Closed (Gift Card) D27
17 Hard Customer cancelled D27
06 Hard Error D27
62 Soft Restricted card D29
59 Soft Referral (Discover) D30
NR Soft Referral, call bank D30
03 Soft Invalid merchant number D33

AVS Responses   
Code Message CSI Pay Code
Z 5 digit zip matches, address doesn't 00
S SERVICE not supported by issuing bank 40
B Street addresses match, postal codes not verified 40
U UNAVAILABLE, address info. not avail 40
G GLOBAL non-participant 44
X EXACT, address and 9 digit zip match 45
Y YES, address and 5 digit zip match 47
E ERROR, trans. ineligible or edit error 4D
A ADDRESS matches, zip does not match 4D
R RETRY, system unavailable or timed out 4F
W WHOLE ZIP (9 digit zip) matches, address doesn't 4F
D Street addresses and postal codes match 4F
N NO, address and zip do not match 4F
M Street addresses and postal codes match 53
P Postal codes match, street addresses not verified 53
I Address information not verified 53
C Street addresses and postal codes not verified 80

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