Paysafe  (real-time) Response Codes:

Code	Message	Description

AVS Response Codes   

Code	Message	Description
00	AVS Error - Retry, System unavailable or Timed out	A system error prevented any verification of street address or postal code.
40	Address not available (Address not verified)	The card-issuing bank received the address but did not verify whether it was correct. This typically happens if the processor declines an authorization before the bank evaluates the address.
43	Street address not available (not verified), ZIP matches	The card-issuing bank received the street address but did not verify whether it was correct. ZIP code matches.
44	Address failed	Address verification has failed.
45	Street address and ZIP don't match	Both street address and ZIP code provided do not match the information on file with the cardholder's bank.
46	Street address doesn't match, 5-digit ZIP matches	Provided street address does not match the information on file with the cardholder's bank, but 5-digit ZIP code matches.
47	Street address doesn't match, 9-digit ZIP matches	Provided street address does not match the information on file with the cardholder's bank, but 9-digit ZIP code matches.
4A	Street address or ZIP doesn't match	Street address or ZIP code provided does not match the information on file with the cardholder's bank.
4D	Street address matches, ZIP does not	Provided ZIP code does not match the information on file with the cardholder's bank, but street address matches.
4E	Street address and 5-digit ZIP match	Both street address and 5-digit ZIP code provided match the information on file with the cardholder's bank.
4F	Street address and ZIP match	Both street address and ZIP code provided match the information on file with the cardholder's bank.
53	Account holder name incorrect, billing postal code matches	Provided account holder name does not match the information on file with the cardholder's bank, but billing postal code matches.
55	Unrecognized response	Account holder name, billing address and postal code are all incorrect.
5C	Account holder name incorrect, billing address matches	Provided account holder name does not match the information on file with the cardholder's bank, but billing address matches.
5F	Account holder name incorrect, billing address and postal code match	Provided account holder name does not match the information on file with the cardholder's bank, but both billing address and postal code matches.
70	Account holder name matches	Provided account holder name matches the information on file with the cardholder's bank.
73	Account holder name and billing postal code match	Both account holder name and billing postal code provided match the information on file with the cardholder's bank.
7C	Account holder name and billing address match	Both account holder name and billing address provided match the information on file with the cardholder's bank.
7F	Account holder name, billing address and postal code match	All of the information provided match the information on file with the cardholder's bank.
80	AVS service not supported by issuer - Issuer doesn't participate in AVS	AVS information was provided but the card-issuing bank does not participate in address verification.
C0	AVS not performed	AVS verification has not been performed.

CSC Response Codes   

Code	Message	Description
M	Matches	The CSC provided matches the information on file with the cardholder's bank.
N	Not matches	The CSC provided does not match the information on file with the cardholder's bank.
P	Not processed	CSC has not been processed.
S	Should be present	Issuer indicates that CSC data should be present on the card, but the merchant has indicated data is not present on the card.
U	Issuer is not certified	(1) Unknown issuer; (2) issuer is not certified for CSC; (3) issuer has not provided Visa/MasterCard with the CSC encryption keys.
X	Unrecognized reason	Error: response is unknown or unrecognized.

Transaction Responses   

Code	Type	Message	CSI Pay Code
200	Good	Approved	A01
3014	Soft	Denied by bank	D01
3050	Soft	The bank has requested that you retrieve the card from the cardholder - fraudulent activity is suspected.	D01
3039	Soft	Your request has been declined due to an invalid authentication value.	D01
3023	Soft	Denied by customer's bank	D01
3053	Soft	The bank has requested that you retrieve the card from the cardholder - please call the acquirer.	D01
3051	Soft	The bank has requested that you retrieve the card from the cardholder - contact the acquirer for more information.	D01
3009	Soft	Denied by bank	D01
5021	Soft	Your transaction request has been declined.	D01
3032	Soft	Denied by customer's bank	D01
3054	Soft	The transaction was declined due to suspected fraud.	D01
3012	Hard	Invalid Expiration Date	D02
3022	Soft	Insufficient funds	D03
3036	Hard	Your request has been declined due to an invalid issuer.	D05
3017	Hard	Invalid card number	D05
3002	Hard	Invalid card number	D05
3019	Soft	CVV2 is invalid	D08
3005	Soft	CVV2 is invalid	D08
5031	Soft	Duplicate Transaction	D09
3044	Soft	You have submitted a duplicate request.	D09
3016	Hard	Card reported lost	D10
5005	Soft	You submitted an invalid operation type with your request.	D12
3008	Soft	Service not allowed	D12
3504	Soft	Service not allowed	D12
3416	Soft	Service not allowed	D12
3024	Soft	Service not allowed	D12
3418	Soft	Service not allowed	D12
3040	Soft	Your request has been declined because the request type is not permitted on the card.	D12
5004	Soft	You submitted an invalid account type with your request.	D12
3412	Soft	Service not allowed	D12
3027	Soft	Maximum transaction limit is exceeded at the moment.	D15
3047	Soft	The transaction was declined because the amount exceeds the floor limit.	D15
3202	Soft	Maximum transaction limit is exceeded at the moment.	D15
1200	Soft	Maximum transaction limit is exceeded at the moment.	D15
3403	Soft	Maximum transaction limit is exceeded at the moment.	D15
3006	Hard	Card is Expired	D16
3049	Hard	The bank has requested that you retrieve the card from the cardholder - the credit card has expired.	D16
3018	Soft	Re-enter Transaction	D17
3020	Soft	Re-enter Transaction	D17
3413	Soft	Bad Amount	D18
3204	Soft	Bad Amount	D18
3501	Soft	Bad Amount	D18
5003	Soft	You submitted an invalid amount with your request.	D18
3046	Soft	The transaction was declined because the amount was set to zero.	D18
3402	Soft	Bad Amount	D18
3506	Soft	Bad Amount	D18
3035	Soft	Your request has been declined due to exceeded PIN attempts.	D21
5042	Hard	Transaction Error	D27
3417	Hard	Transaction Error	D27
3038	Hard	Your request has been declined due to customer cancellation.	D27
3203	Hard	Transaction Error	D27
3025	Hard	Transaction Error	D27
3041	Hard	Your request has been declined due to a timeout.	D27
5031	Hard	The transaction you have submitted has already been processed.	D27
1000	Hard	Transaction Error	D27
5270	Hard	Transaction Error	D27
3503	Hard	Transaction Error	D27
5281	Hard	Transaction Error	D27
3404	Hard	Transaction Error	D27
3029	Hard	Transaction Error	D27
5273	Hard	Transaction Error	D27
5010	Hard	Transaction Error	D27
3414	Hard	Transaction Error	D27
3045	Hard	You submitted an invalid date format for this request.	D27
1007	Hard	Transaction Error	D27
3407	Hard	Transaction Error	D27
3200	Hard	Transaction Error	D27
3013	Hard	Transaction Error	D27
1001	Hard	An error occurred with the external processing gateway.	D27
5068	Hard	Transaction Error	D27
3500	Hard	Transaction Error	D27
3048	Hard	The transaction was declined because the amount is less than the floor limit.	D27
3205	Hard	Transaction Error	D27
3026	Hard	Transaction Error	D27
3042	Hard	Your request has been declined due to a cryptographic error.	D27
5502	Hard	Either the payment token is invalid or the corresponding profile or bank account is not active.	D27
1002	Hard	Transaction Error	D27
5271	Hard	Transaction Error	D27
3505	Hard	Transaction Error	D27
3405	Hard	Transaction Error	D27
3030	Hard	Transaction Error	D27
5023	Hard	Transaction Error	D27
3415	Hard	Transaction Error	D27
3037	Hard	Your request has been declined because it is invalid.	D27
3004	Hard	Transaction Error	D27
3201	Hard	Transaction Error	D27
3021	Hard	Transaction Error	D27
1008	Hard	An internal error occurred.	D27
5269	Hard	Transaction Error	D27
3502	Hard	Transaction Error	D27
5278	Hard	Transaction Error	D27
3206	Hard	Transaction Error	D27
3028	Hard	Transaction Error	D27
5001	Hard	Transaction Error	D27
3408	Hard	Transaction Error	D27
1003	Hard	Transaction Error	D27
5272	Hard	Transaction Error	D27
3031	Hard	Transaction Error	D27
3007	Hard	Transaction Error	D27
3406	Hard	Transaction Error	D27
3052	Soft	The bank has requested that you retrieve the card from the cardholder - the credit card is restricted.	D29
3011	Soft	Card is restricted	D29
3015	Soft	Call for Authorization	D30
5280	Soft	Incorrect merchant setup	D33
5016	Soft	Incorrect merchant setup	D33
5279	Soft	Incorrect merchant setup	D33
5000	Soft	Your merchant account authentication failed. Either your store ID/password are invalid or the IP address from which you are sending the transaction has not been authorized.	D34
5275	Soft	Merchant profile configuration issue	D34
5017	Soft	Merchant profile configuration issue	D34
5276	Soft	Merchant profile configuration issue	D34
5040	Soft	Merchant profile configuration issue	D34
5277	Soft	Merchant profile configuration issue	D34