001 |
Good |
Approved with identification |
A01 |
00 |
Good |
Approved or completed successfully |
A01 |
16 |
Good |
Approved, update track 3 |
A01 |
R2 |
Good |
Allowable PAN entries warning -- approved |
A01 |
000 |
Good |
Approved |
A01 |
003 |
Good |
Approved (VIP) |
A01 |
11 |
Good |
Approved (VIP) |
A01 |
85 |
Good |
Issuer has no reason to decline the transaction (Account Verification) |
A01 |
R3 |
Good |
Approved with overdraft protection |
A01 |
10 |
Good |
Approved for partial amount |
A05 |
002 |
Good |
Approved for partial amount |
A05 |
92 |
Soft |
Financial institution or intermediate network unknown for routing |
D01 |
108 |
Soft |
Refer to card issuer’s special condition |
D01 |
06 |
Soft |
Error |
D01 |
131 |
Soft |
Check not acceptable |
D01 |
60 |
Soft |
Card acceptor contact acquirer |
D01 |
ST |
Soft |
Revocation of authorization order |
D01 |
184 |
Soft |
Resubmission in violation of network rules |
D01 |
EE |
Soft |
Card product code is blocked Card product code is blocked |
D01 |
09 |
Soft |
Request in progress |
D01 |
N6 |
Soft |
Non-matching account numbers (future) |
D01 |
T7 |
Soft |
Purchase only approval for purchase with cash back transaction. |
D01 |
R1 |
Soft |
Credit not received (future) |
D01 |
207 |
Soft |
Special conditions |
D01 |
EM |
Soft |
Debit PIN transactions must be swiped |
D01 |
100 |
Soft |
Do not honor |
D01 |
01 |
Soft |
Refer to card issuer |
D01 |
122 |
Soft |
Security violation |
D01 |
79 |
Soft |
Invalid digital signature |
D01 |
SC |
Soft |
Item suspected for stop pay |
D01 |
908 |
Soft |
Transaction destination cannot be found for routing |
D01 |
20 |
Soft |
Invalid response |
D01 |
81 |
Soft |
Issuer requested standin |
D01 |
107 |
Soft |
Refer to card issuer |
D01 |
05 |
Soft |
Do not honor |
D01 |
130 |
Soft |
Transaction failed OFAC check |
D01 |
59 |
Soft |
Suspected fraud |
D01 |
SI |
Soft |
General denial |
D01 |
93 |
Soft |
Transaction cannot be completed, violation of law |
D01 |
113 |
Soft |
Unacceptable fee |
D01 |
08 |
Soft |
Honor with identification |
D01 |
N5 |
Soft |
Declined authorization (future) |
D01 |
182 |
Soft |
Institution not supported by switch |
D01 |
63 |
Soft |
Security violation (may also be a chargeback) |
D01 |
T6 |
Soft |
Special conditions (no pick-up) |
D01 |
Q1 |
Soft |
Card authentication failed |
D01 |
185 |
Soft |
Stop payment on check (shared branch only) |
D01 |
EK |
Soft |
Bin is not valid for pinless routing |
D01 |
ZZ |
Soft |
Used by TabaPay for Testing |
D01 |
68 |
Soft |
Response received too late, reversal (unsupported) |
D01 |
RR |
Soft |
Unknown Backend Processing Error |
D01 |
907 |
Soft |
Card issuer or switch inoperative |
D01 |
EP |
Soft |
Transaction not allowed as per a validation rule |
D01 |
200 |
Soft |
Do not honor |
D01 |
02 |
Soft |
Refer to card issuers special conditions |
D01 |
124 |
Soft |
Violation of law |
D01 |
80 |
Soft |
Stale dated transaction (Star SM ) |
D01 |
99 |
Soft |
Card network fault error |
D01 |
32 |
Soft |
Completed partially, reversal (unsupported) |
D01 |
SH |
Soft |
Unable to locate |
D01 |
SB |
Hard |
Expiration date mismatch (card pickup) |
D02 |
S9 |
Hard |
Expiration date mismatch |
D02 |
51 |
Soft |
Insufficient funds |
D03 |
116 |
Soft |
Insufficient funds |
D03 |
T9 |
Soft |
Insufficient funds for fees |
D03 |
216 |
Soft |
Insufficient funds |
D03 |
07 |
Hard |
Pick-up card, special conditions |
D04 |
35 |
Hard |
Card acceptor contact acquirer, pick-up |
D04 |
04 |
Hard |
Pick-up |
D04 |
34 |
Hard |
Suspected fraud, pick-up |
D04 |
37 |
Hard |
Card acceptor call acquirer security, pick-up |
D04 |
S8 |
Hard |
Allowable PAN entries exceeded -- denial |
D05 |
111 |
Hard |
Invalid card number |
D05 |
56 |
Hard |
No card record |
D05 |
SK |
Hard |
Cross-reference card not found |
D05 |
118 |
Hard |
No card record |
D05 |
14 |
Hard |
Invalid card number (no such number) |
D05 |
114 |
Hard |
No account of type requested |
D06 |
39 |
Hard |
No credit account |
D06 |
SG |
Hard |
No account on file - absolute |
D06 |
44 |
Hard |
No investment account |
D06 |
53 |
Hard |
No savings account |
D06 |
T5 |
Hard |
Dormant account |
D06 |
214 |
Hard |
No account of type requested |
D06 |
SE |
Hard |
Ineligible account |
D06 |
15 |
Hard |
No such issuer |
D06 |
42 |
Hard |
No universal account |
D06 |
52 |
Hard |
No checking account |
D06 |
TB |
Soft |
Unsafe PIN |
D07 |
217 |
Soft |
Incorrect PIN |
D07 |
55 |
Soft |
Incorrect PIN |
D07 |
127 |
Soft |
PIN length error |
D07 |
S5 |
Soft |
PIN not selected |
D07 |
67 |
Soft |
Hard capture, pick-up |
D07 |
SQ |
Soft |
PIN key sync error |
D07 |
117 |
Soft |
Incorrect PIN |
D07 |
126 |
Soft |
Invalid PIN block |
D07 |
86 |
Soft |
Cannot verify PIN (VISANet) |
D07 |
S6 |
Soft |
PIN already selected |
D07 |
R4 |
Soft |
Bad CVV3 |
D08 |
SR |
Soft |
Bad CVV2 |
D08 |
EO |
Soft |
Transaction was declined by merchant due to mismatch of CVV2 data |
D08 |
SP |
Soft |
Invalid secret code |
D08 |
89 |
Soft |
Card verification value (CVV) verification failed (no pickup) |
D08 |
94 |
Soft |
Duplication transaction |
D09 |
41 |
Hard |
Lost card, pick-up |
D10 |
208 |
Hard |
Lost card |
D10 |
T3 |
Hard |
Lost card (no pickup) |
D10 |
43 |
Hard |
Stolen card, pick-up |
D11 |
209 |
Hard |
Stolen card |
D11 |
E5 |
Soft |
Service not allowed. Transaction not permitted to cardholder. |
D12 |
40 |
Soft |
Requested function not supported |
D12 |
119 |
Soft |
Transaction not permitted to cardholder |
D12 |
58 |
Soft |
Transaction not permitted to terminal (may also be a chargeback) |
D12 |
E4 |
Soft |
Service not allowed. Transaction not permitted to cardholder. |
D12 |
183 |
Soft |
Balances not available for inquiry |
D12 |
115 |
Soft |
Requested function not supported (invalid transaction) |
D12 |
57 |
Soft |
Transaction not permitted to cardholder |
D12 |
120 |
Soft |
Transaction not permitted to terminal |
D12 |
78 |
Soft |
Customer not eligible for POS (Star SM ) |
D12 |
SS |
Hard |
Stop payment order |
D13 |
SV |
Hard |
Stop reoccurring payments |
D13 |
SN |
Soft |
Daily limit exceeded |
D15 |
61 |
Soft |
Exceeds withdrawal amount limit |
D15 |
121 |
Soft |
Exceeds withdrawal amount limit |
D15 |
82 |
Soft |
Count exceeds limit (VISANet) |
D15 |
S2 |
Soft |
Check deposit limit exceeded |
D15 |
SM |
Soft |
Transaction limit exceeded |
D15 |
SO |
Soft |
Monthly limit exceeded |
D15 |
65 |
Soft |
Exceeds withdrawal frequency limit |
D15 |
123 |
Soft |
Exceeds withdrawal limit frequency |
D15 |
N4 |
Soft |
Transaction exceeds floor limit (future) |
D15 |
SL |
Soft |
Category limit exceeded |
D15 |
54 |
Hard |
Expired card |
D16 |
201 |
Hard |
Expired card |
D16 |
33 |
Hard |
Expired card, pick-up |
D16 |
101 |
Hard |
Expired card |
D16 |
19 |
Soft |
Re-enter transaction |
D17 |
S4 |
Soft |
Check amount does not match courtesy amount |
D18 |
181 |
Soft |
Enter lesser amount |
D18 |
13 |
Soft |
Invalid amount |
D18 |
N9 |
Soft |
Incorrect account number (future) |
D18 |
110 |
Soft |
Invalid amount |
D18 |
64 |
Soft |
Original amount incorrect, reversal (unsupported) |
D18 |
75 |
Soft |
Allowable number of PIN tries exceeded |
D21 |
206 |
Soft |
Allowable PIN tries exceeded |
D21 |
38 |
Soft |
Allowable PIN tries exceeded, pick-up |
D21 |
106 |
Soft |
Allowable PIN tries exceeded |
D21 |
EB |
Hard |
Check digit error |
D27 |
P9 |
Hard |
Defective merchandise (future) |
D27 |
76 |
Hard |
Key synchronization error (FIS) |
D27 |
EH |
Hard |
CARD_ENT_METH supplied is not valid or required additional data not provided as defined |
D27 |
202 |
Hard |
Suspected fraud |
D27 |
18 |
Hard |
Customer dispute, chargeback (future) |
D27 |
E2 |
Hard |
AVS data required |
D27 |
P2 |
Hard |
Imprinting of multiple slips (future) |
D27 |
N3 |
Hard |
Non-receipt of requested item, illegible copy (future) |
D27 |
25 |
Hard |
Unable to locate record on file |
D27 |
S0 |
Hard |
Check not acceptable for cash |
D27 |
91 |
Hard |
Issuer or switch is inoperative |
D27 |
83 |
Hard |
Reserved for private use |
D27 |
EJ |
Hard |
Required PIN block not present |
D27 |
27 |
Hard |
File update field edit error |
D27 |
E6 |
Hard |
Issuer country is blocked |
D27 |
P4 |
Hard |
Delinquent settlement (future) |
D27 |
N8 |
Hard |
Altered amount (future) |
D27 |
87 |
Hard |
Check already posted |
D27 |
EN |
Hard |
DB proxy response was not processed within the time out period |
D27 |
S7 |
Hard |
Unmatched voucher information |
D27 |
96 |
Hard |
System malfunction |
D27 |
P1 |
Hard |
Slip without card imprint (future) |
D27 |
29 |
Hard |
File update not successful, contact acquirer |
D27 |
ED |
Hard |
Authorization is too old to capture |
D27 |
E8 |
Hard |
Standard Entry Class requirements were not met |
D27 |
P6 |
Hard |
Credit posted as a debit (sale) (future) |
D27 |
N0 |
Hard |
Authorization life cycle unacceptable |
D27 |
128 |
Hard |
PIN key synchronization error (sanity error) |
D27 |
22 |
Hard |
Suspected malfunction, reversal (unsupported) |
D27 |
SJ |
Hard |
Item settled via ACH |
D27 |
98 |
Hard |
Reserved for national use |
D27 |
P8 |
Hard |
Non-receipt of goods (future) |
D27 |
31 |
Hard |
Bank not supported by switch |
D27 |
EG |
Hard |
CyberSource Time Out Connection to CyberSource timed out |
D27 |
EA |
Hard |
Account length error |
D27 |
102 |
Hard |
Suspected fraud |
D27 |
17 |
Hard |
Customer cancellation, reversal (unsupported) |
D27 |
E1 |
Hard |
Invalid or unsupported SEC |
D27 |
N2 |
Hard |
Non-receipt of requested item (future) |
D27 |
999 |
Hard |
Used by TabaPay for Testing |
D27 |
24 |
Hard |
File update not supported by receiver |
D27 |
EC |
Hard |
CID format error |
D27 |
R0 |
Hard |
Fraudulent transaction prior to embossed valid date (future) |
D27 |
90 |
Hard |
Cutoff is in progress |
D27 |
77 |
Hard |
Reserved for private use |
D27 |
EI |
Hard |
CARD_ID is not valid |
D27 |
E3 |
Hard |
CVV2 data required |
D27 |
P3 |
Hard |
Canceled pre-authorization transaction (future) |
D27 |
N7 |
Hard |
Error in addition (future) |
D27 |
26 |
Hard |
Duplicate file update record, no action |
D27 |
EL |
Hard |
Signature store did not complete |
D27 |
S1 |
Hard |
Check not acceptable |
D27 |
95 |
Hard |
Reconcile error |
D27 |
84 |
Hard |
Time limit for pre-authorization reached (VISANet) |
D27 |
P0 |
Hard |
Missing signature (future) |
D27 |
28 |
Hard |
File update record locked out |
D27 |
E7 |
Hard |
Incorrect MAC was sent |
D27 |
P5 |
Hard |
Currency conversion error (future) |
D27 |
88 |
Hard |
Information not on file |
D27 |
EQ |
Hard |
There were no available gateway nodes to route transaction |
D27 |
112 |
Hard |
PIN data required |
D27 |
21 |
Hard |
No action taken, reversal (unsupported) |
D27 |
SF |
Hard |
Item submitted more than two times |
D27 |
97 |
Hard |
Reserved for national use |
D27 |
30 |
Hard |
Format error (may also be a reversal) |
D27 |
EF |
Hard |
Attempt to process a BRIC transaction on a prior PIN based transaction |
D27 |
E9 |
Hard |
System time out |
D27 |
P7 |
Hard |
Claim or defense (future) |
D27 |
12 |
Hard |
Invalid transaction |
D27 |
N1 |
Hard |
Authorization life cycle expired |
D27 |
909 |
Hard |
System malfunction |
D27 |
23 |
Hard |
Unacceptable transaction fee |
D27 |
TA |
Hard |
ARQC validation failed for chip card |
D27 |
S3 |
Soft |
Cash back limit exceeded |
D28 |
36 |
Soft |
Restricted card, pick-up |
D29 |
204 |
Soft |
Restricted card |
D29 |
180 |
Soft |
Limit exceeded due to cashback amount |
D29 |
62 |
Soft |
Restricted card |
D29 |
104 |
Soft |
Restricted card |
D29 |
103 |
Soft |
Card acceptor contact acquirer |
D30 |
105 |
Soft |
Card acceptor call acquirer’s security department |
D30 |
66 |
Soft |
Card acceptor call acquirer security |
D30 |
203 |
Soft |
Card acceptor contact acquirer |
D30 |
205 |
Soft |
Card acceptor call acquirer’s security department |
D30 |
129 |
Soft |
Suspected counterfeit card |
D31 |
210 |
Soft |
Suspected counterfeit card |
D31 |
109 |
Soft |
Invalid merchant |
D33 |
03 |
Soft |
Invalid merchant |
D33 |
SD |
Soft |
Account closed |
D43 |
SA |
Soft |
Inactive card |
D43 |
T4 |
Soft |
Closed account |
D43 |