GIACT  Account Verification Response Codes:

Transaction Responses   

Code	Type	Message	CSI Pay Code
ND01	Good	No positive or negative information has been reported on the account. This routing number can only be valid for US Government financial institutions. Please verify this item with its issuing authority.	A01
_1111	Good	Account Verified – The account was found to be an open and valid account.	A01
_5555	Good	Savings Account Verified – The account was found to be an open and valid account.	A01
Pass	Good	This item passes all verification checks.	A01
NoData	Good	No data was found on an identity transaction or the routing number submitted belongs to a financial institution; however, this financial institution does not report information to the National Shared Database.	A01
_2222	Good	AMEX Cheque – The account was found to be an open and valid American Express account.	A01
AcceptWithRisk	Good	This item should be accepted with consideration for the understood risks.	A01
ND00	Good	The routing number submitted belongs to a financial institution; however, this financial institution does not report information to the National Shared Database.	A01
RT03	Good	Accept With Risk - Current negative data exists on this account. Accept transaction with risk. (Example: Checking or savings accounts in NSF status, recent returns, or outstanding items).	A01
_3333	Good	Non-Participant Provider – This account was reported with acceptable, positive data found in current or recent transactions.	A01
RT01		Declined - This account should be returned based on the risk factor being reported.	X05
NegativeData		There is negative data in the history of this account.	X05
RT04		Non Demand Deposit Account - This is a Non Demand Deposit Account (post no debits), Credit Card Check, Line of Credit, Home Equity or a Brokerage check.	X05
GS03		Invalid Check Number - The check number supplied did not match the format of a valid check number.	X05
RejectItem		The item should be rejected. (The check number supplied has an active stop payment on file)	X05
GP01		Private Bad Checks List – Variable - The value for Details will vary depending on the value set for CheckReject reason in the Private Bad Checks List.	X05
RT02		Reject Item - This item should be rejected based on the risk factor being reported.	X05
GS01		Invalid Routing Number - The routing number supplied did not match the format of a valid routing number.	X05
PrivateBadChecksList		The account was found on your Private Bad Check List. See the Private Bad Checks List section.	X05
GN01		Negative Data - Negative information was found.	X05
GS04		Invalid Amount - The amount supplied did not match the format of a valid amount.	X05
RT00		No Information Found - The routing number appears to be accurate however no positive or negative information has been reported on the account. Please contact customer to ensure that the correct account information was entered.	X05
PassNdd		This account is a non-demand deposit account.	X05
GS02		Invalid Account Number - The account number supplied did not match the format of a valid account number.	X05
Error		There was an error with the inquiry. See the ErrorMessage section for details.	X05
Declined		The item should be declined.	X05
GN05		Unassigned Routing Number - The routing number supplied is reported as not assigned to a financial institution.	X05
RiskAlert		This item should not be accepted with consideration for the understood risks.	X05