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MIGS  (real-time) Response Codes:


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Transaction Responses   
Code Type Message CSI Pay Code
0 Good Transaction Successful A01
9 Soft Bank Declined Transaction (Do not contact Bank) D01
5 Soft Transaction Declined - Insufficient funds D03
7 Hard Payment Server Processing Error D05
U Soft Card Security Code Failed D08
I Soft Card Security Code Failed D08
L Soft Shopping Transaction Locked D09
R Soft Retry Limits Exceeded, Transaction Not Processed D15
4 Hard Transaction Declined - Expired Card D16
A Hard Transaction Aborted D27
E Hard Issuer Returned a Referral Response D27
8 Hard Transaction Declined - Transaction Type Not Supported D27
C Hard Transaction Cancelled D27
F Hard 3D Secure Authentication Failed D27
N Hard Cardholder is not enrolled in 3D Secure (Authentication Only) D27
S Hard Duplicate OrderInfo used D27
D Hard Deferred Transaction D27
? Hard Response Unknown D27
P Hard Transaction is Pending D27
2 Soft Bank Declined Transaction D30
1 Soft Transaction Declined - Bank Error D30
3 Soft Transaction Declined - No Reply from Bank D34
6 Soft Transaction Declined - Error Communicating with Ban R09

CSC Responses   
Code Message CSI Pay Code
M Valid or matched CSC M
N Code invalid or not matched N
P CSC Not Processed P
S Merchant indicates CSC not present on card S
U Card issuer is not registered and/or certified U